TAX PREPARATION
LIFE INSURANCE
TAX PREPARATION H&H Bookkeeping Service offers individuals the following tax evaluation and preparation services:
  • Federal and state tax returns
  • Multi-state and/or multi-years tax return capabilities
  • Free Electronic Filing when H&H Bookkeeping Service prepares the tax return
  • Direct Deposit
  • Rapid Refund Loans (refund in 24 to 48 hours based on bank approval)
  • Most tax returns can be completed while you wait with a scheduled appointment
  • Extremely competitive prices, please contact us for a quote
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LIFE INSURANCE For a free life insurance quote, please fill out the following information and we will contact you within 24 business hours. Also, be sure to have the following information available when we call so that we can obtain a rate quote for you as quickly as possible.
  • State of Residency (only licensed in Oklahoma)
  • Smoker or Non-smoker (if ex-smoker, past smoking history and length of time since smoking)
  • Date of Birth
  • Gender
  • Height
  • Weight
  • Type of Life Insurance Policy
  • Amount of Life Insurance Policy
  • Overall Health Status (i.e. any heart conditions, stroke, cancers, etc.)
CLICK HERE TO CONTACT US ABOUT LIFE INSURANCE POLICIES

Available Types of Life Insurance Policies
Term Life
  • Temporary protection (5,10,20 yrs)
  • Payable only if death occurs during policy period
  • No cash savings
  • Fixed premiums & face amounts
  • Renewable & convertible
  • Provides the most amount of death benefit for the lowest annual price
  • Types of Death Benefits: Level, Decreasing, Increasing
 Whole Life
  • Life protection
  • Cash savings
  • Fixed premiums, face amounts & cash savings
  • Types of Death Benefits: Straight, Limited Pay, Single Premium, Modified, Graded & Adjustable
Endowment
  • Temporary protection
  • Payable if death occurs during policy period
  • Payable if living at end of policy
  • Very expensive premiums
 Universal Life
  • Variation of Whole Life
  • Flexible premiums, amounts & frequency
  • Cash savings – can pay extra into this acct
  • Partial withdrawals are accepted
  • Types of Death Benefits: Level & Increasing
Variable Life
  • Guaranteed minimum death benefit
  • Fixed premiums
  • Growth potential by investing in stocks
  • Cash values increase of decrease depending on market
 Variable Universal Life
  • Combination of Universal & Variable Life policies
  • Flexible premiums & face amounts
  • Cash value investment control – can pay extra into this acct
  • Partial withdrawals are accepted
  • Investments are usually in mutual funds
  • Types of Death Benefits: Level & Variable


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